Stay the Writ and Vary the Judgment
Apply to vary a judgment within 21 days of becoming aware of it
Download and fill out forms N244 "application notice" and N245 "Income and Expenditure."
The court fee for an ex-parte N244 application is £50. If you're on a low income, apply for court fee remission online and include the application reference number on your N244 form.
File your application to the High Court in London or the district registry that issued the writ.
Preferably, make applications at the High Court in London as staff at local district registries may not be well-versed in the procedure.
Warning! Avoid negotiating repayments with a bailiff as it may result in additional fees, prolonging your debt.
The High Court master can issue a temporary stay on the writ and transfer the claim back to the County Court, on the condition that you make payments as outlined in the Order.
You have the right to request reimbursement for costs incurred if bailiffs were engaged while you were making agreed instalment payments to the creditor.
This also cancels bailiff fees and charges, execution expenses, and the transfer fee, potentially saving you a substantial amount!
If the request to vary the judgment is rejected by the High Court master, the enforcement authority remains active. However, if you lack the funds or assets to settle the debt, it's likely that the debt becomes uncollectible. Bailiffs cannot remove assets or funds that you do not have.
You should take measures to safeguard your home and vehicle from bailiff action.