Sorry, It's Data Protection Act!
When a bailiff dismisses a query by citing the "Data Protection Act," enforcement efforts are often jeopardised, because Regulation 7 of the Taking Control of Goods Regulations 2013 mandates the disclosure of the debt's origin.
Furthermore, there is no contractual relationship between debtors and bailiffs, rendering the Data Protection Act 2018 irrelevant in seeking remedies for breaches of enforcement provisions and related regulations.
Bailiffs frequently misrepresent a Rule 6 Notice requiring disclosure (a letter before a claim) as a Data Subject Access Request (DSAR) under section 45 of the Data Protection Act 2018.
Bailiff companies use this tactic to obstruct the resolution of disputes between debtors and creditors.
Contact The Office
Bailiffs frequently advise you to contact their office if they cannot resolve a dispute on the spot.
However, the office staff usually direct you back to the enforcement agent handling your case. The regulations state the Enforcement Agent is personaly responsible and he cannot delegate his liability to a third-party company.
To break this endless loop, whip out your mobile and set up a conference call with both the bailiff and the office staff. Nine times out of ten, the office and the bailiff will hang up, or you'll end up with quite the entertaining result!
S s s sir-sir sir sir
Bailiffs have a knack for talking over you with the old 'sir-sir' routine.
Next time, just mimic their 'sir-sir' chant right back and cheekily point out how rude it is to interrupt someone.
During their training before being released on the streets, bailiffs are trained to give to be pros at interrupting you with their classic 'sir-sir' spiel.
Its In The Hands Of The Bailiffs
Tell the creditor they can reach out to you when the bailiff hands the case back to the council, unpaid and empty-handed, because you don't have to do business with a bailiff company.
The council will treat you with a whole lot more respect!