Stay The Writ And Vary The Judgment
You may request a variation of a judgment within 21 days of becoming aware of it by filing an application at the High Court District Registry that issued the Writ of Control. The name of the Registry is listed at the top of the Writ. It is advisable to avoid negotiating repayment terms directly with a bailiff, as they will attend and impose enforcement stage fees, resulting in continued debt.
Upon application, the High Court master may grant a temporary stay on the writ, allowing you to settle the judgment through monthly instalments directly to the creditor.
Should you fail to adhere to these payments, the stay will be lifted automatically, and the bailiffs, along with their fees, will reapply.
However, if you comply with the repayment terms, Regulation 17 of the Taking Control of Goods (Fees) Regulations 2014 stipulates that you will no longer be responsible for the bailiffs' fees and charges, as the enforcement power will no longer be applicable.
Applying for a stay and a variation of the judgment also stops the bailiff fees, execution costs, and transfer fees, potentially saving you thousands.
In the rare event that the High Court master denies your application to vary the judgment, the enforcement power remains active. If you lack the financial means or assets to settle the debt, it is essential to take measures to protect your home and vehicle from bailiffs.